Sorry for late update
I purchased Sonalika BAGHBAAN 4wd 30 hp in February
5 Tyne plough 22k(could have bargained for much less)
Tractor costed 5.25 lakhs including insurance,rto, etc etc
Down payment was 65k and rest was loan from Sundaram finance( I had some unforeseen expenses,my mother was sick)
My cibil score dropped and went for not so good Sundaram finance.I could have waited a month or so,but in my previous experience, if I postpone a thing,it will never be done
Advantages of having a tractor
My land which used to look like weed garden,now looks good
No need to wait indefinitely for tractors
Really good service-impressive I must say
Tractor working smoothly
Cons
Not yet encountered any problems